The old question…”Do I need to get a building permit to finish my basement?” is a question I get a lot from my basement clients, and the answer to the question is YES if your city, town, municipality requires you to “pull” one. They always say “Pull a Permit” around my neck of the woods, although I’m not quite sure what we’re “pulling-on”? Anyways… that’s the answer to this mystery question.
Now, if you are not required to get a permit in your area you do not need to worry about this permit process, and you can begin to build your finished basement immediately. But I would still have my Electric inspected by an “independent” Electrical Inspection agency. The reason I get this electric inspection is to protect my homeowners insurance policy. If a fire would result from your electric work in the basement, your homeowners insurance may not cover the loss if you did not have your electric inspected for the basement project! If it was inspected and you passed the inspections, you can fall back on the “Independent Electrical Inspection Agency” if it was faulty wiring to blame.
What are the Inspections that are Required?
Building permits will subject you to a few required building inspections during the course of the project. A few of these inspects may include:
- Electrical inspection (both rough-in wiring and final electrical)
- Plumbing inspection (usually just a rough-in inspection)
- Energy inspections (inspect insulation, HVAC, fire-blocking)
- Drywall hanging inspection (drywall installation check)
- Framing inspection (all framing is checked)
- Egress inspection (check to see if you have an Egress exit where needed)
You may have as few as one of these inspections required in your area or you may need them all. Check with your individual building code office and ask which you will be responsible to have completed for your finished basement project.
Why do I even need a building permit?
Permits we’re meant to make sure you are building correctly and mostly, SAFELY! They we’re not invented to piss us off…but I still occasionally have a fit or two when dealing with some of these code inspectors, I’ll save that one for another post! If ya need to have em, get em (“pull em”).
Good luck with your basement framing projects. I’m always here if you have any questions about your basement project! Just leave me a comment below and respond the same day!